UPI New Rules: Now, the balance check is also limited! New break on auto payment too, know the new rules of UPI.

UPI New Rules: If you use PhonePe, Paytm, and Google Pay everywhere, then definitely read this news. Because, from August 1, i.e., today, new rules of UPI have been implemented. NPCI has imposed a limit on many facilities. Due to this, you will not be able to check the balance of your account again and again. Apart from this, limits are going to be imposed on many other features. Know in detail.

UPI New Rules: The month of August has started from today and from today your way of running UPI is also going to change. Yes, from August 1, NPCI has made some changes to make UPI transactions faster to reduce the extra load on the UPI system. In such a situation, if you also depend on Google Pay, PhonePe and PayTm for every small payment, then it is important that you know the new rules.

Balance check limit

Till now UPI users could check their bank balance as many times as they wanted in a day. But now this will not happen from August 1. NPCI (National Payments Corporation of India) has now set a limit for this as well. Now users will be able to check their bank balance only 50 times a day. This rule is being implemented so that there is no excessive load on the UPI system at the time of need.

Restrictions on linked account listing as well

Under the new UPI rule, now you will be able to see the information of your UPI linked bank accounts only 25 times a day in every app (Google Pay, PhonePe or PayTm).

Autopay will now be processed only at the scheduled time

Nowadays, users keep Auto Pay mode set in UPI for recharge to electricity bill or any kind of payment (Netflix, Amazon Prime or SIP installment). So that they do not have to open the app again and again to make payment and the payment is done automatically. But now a limit has been set on this as well. From today, Auto Pay transactions from UPI will also happen at a fixed time. In such a situation, from today, Auto Pay transactions will happen only before 10 am and from 1 pm to 5 pm. Because, the time from 10 am to 1 pm and then from 5 pm to 9:30 pm has been included in the peak hours.

Limit also applies to payment status check

Users often check the status repeatedly after making payment to see if the money was transferred or not. But now NPCI has put a limit on this as well. Now users will be able to check the payment status only 3 times in a day, that too there should be a gap of 90 seconds between them.

Limit in payment reversal

NPCI has now also set a limit for payment reversal i.e. getting the payment back. Under the new rule, now users can request to get the payment back only 10 times in a month. Apart from this, a user can ask for payment reversal only 5 times from the same person or company.